Find Your Perfect Home... Loan

Let's shed a light on the home buying process. At Counselors Mortgage, we commit to being with you every step of the way.

Follow these steps to get started and take the mystery out of buying a home. Learn which home loan options are right for you and how the mortgage process works. Have a question? Counselors Mortgage is always here for you: (512) 916-9955.

Step 1

Get pre-qualified before you shop for your new home – and get more bargaining power! You will know how much you can spend on a home, so you won't waste your time looking at homes outside your price range. Find out what you qualify for and what payment you're comfortable with. This can eliminate any unpleasant surprises before you close on your dream home.

The best way to start is to use our mortgage calculators, get familiar with the various available loan products, and fill out a Loan Quote Request, or give us a call.

Step 2

Work with an experienced real estate agent to ensure an efficient and seamless home-buying experience.  Need a REALTOR®? We're happy to connect you with some of the best agents in the business. Email or call us today.

Step 3

Get pre-approved

Negotiating power comes with a strong offer that includes mortgage pre-approval, especially when competing with other buyers. Sellers know your offer is valid and your financing won't fall through because you have already been pre-approved. The best part? You can close in just weeks. Counselors Mortgage's buyer programs allow you to buy a home with a minimal down payment. Some loans require as little as 3.5% down! In many cases, your down payment can be a gift from a relative or nonprofit organization. 

To get pre-approved, apply online or give us a call.

Step 4

Get your final loan approval

After making a purchase offer and securing your purchase contract, your friends at Counselors Mortgage will guide you through the entire loan process and obtain your final loan approval. 

Step 5

Close on your transaction

At Counselors Mortgage, we pride ourselves for no drama at the closing table.  That means that your loan documents, settlement statement and closing funds will be ready in advance, so you can quickly sign and expect your keys shortly after your loan funds.

Ready to get started? Counselors Mortgage is always here for you.  To begin your home journey, apply online  or call us at (512) 916-9955.