Home Equity Loans

Reaching your goals faster, without having to touch your first lien with that sweet low interest rate

Properties across the country have more equity, thanks to significant appreciation over the last few years.  Now may be a perfect time to access your equity to make home renovations, start again after a setback, or reach a goal that’s important to you.  

What is home equity?

Home equity is the difference between the value of your property and the amount still owed. 

In the state of Texas, you may borrow up to 80% of your home's value.  If you owe less than 80%, you have some available equity to tap into.

Top reasons to consider a home equity loan:

-    Fund a major life event – pay for college, a dream wedding, or an adoption

-    Create your dream home - with a new kitchen, bath, pool or fresh landscaping

-    Make a down payment for an investment property

-    Get your funds back for a home you purchased with cash

-    Pay off your spouse after a divorce

We offer fixed rates, with your choice of repayment terms.  Whether its 10, 15, 20 or 30 years, choose a term that works best for you.  

Let’s have a conversation about your goals!  Call us at 512-916-9955.